Whether you’re moving across town or across the country, the path to home ownership can be a difficult one. Let one of our knowledgeable agents guide you along every step of the way.
Are you prepared to make one of the most important financial decisions of your life? Purchasing a home is likely the single biggest investment you will ever make. We’ve been uniting buyers and sellers since 1925. Take comfort in knowing a United Real Estate agent is working for you. Real estate transactions are complex, but our agents are well versed in every stage of the process. Armed with the industry’s best training and technological resources, a United Real Estate agent will find you the best house at the best price, guaranteed.CONTACT FORM
Your closing date represents the culmination of what can be a long and overwhelming process. Here are some key things to remember before you sign on the dotted line.
• Make arrangements for obtaining title insurance. Review with your attorney or accountant how to hold title to property regarding estate planning/tax implications.
• File a change of address with the post office and transfer utilities prior to your move.
• Arrange a final walkthrough to inspect utility function, completion of repairs, removal of garbage and personal property.
• Obtain operating instructions, home warranties and home owners association rules, regulations and covenants from seller if applicable.
• Confirm method of payment for paying the balance of the down payment and closing costs. Have valid identification with you at closing. Obtain keys, garage door openers and alarm codes at time of possession.
Finalizing the details can be difficult. Reach out to one of our agents today.CONTACT FORM
A step-by-step guide to help walk first-time homebuyers through the purchase of owning your first home. As part of the largest fully integrated network of conventional and auction real estate professionals in the nation, United Real Estate is uniquely positioned to help you find the home of your dreams.
Getting pre-qualified for a home loan is the first step toward a successful home buying experience. Mortgage pre-approval tells you how much you can afford to spend on your new home.
Find Your New House:
You can now begin the search for your new home. Once you’ve identified a dwelling that meets all your specifications, you will submit your pre-qualification letter and offer to the seller. Your United Real Estate agent can help you negotiate a purchase agreement. Once your offer is accepted, your mortgage application and good faith estimate is revised to reflect the details of the real estate contract. Locking in an interest rate will also be discussed at this time.
Mortgage companies require fire and hazard insurance on the replacement value of your new home. Flood insurance may also be required if your new home is located within a flood zone. The first year’s home owner’s insurance premium is typically factored into your closing cost.
Inspections and Appraisal:
Most purchase loans require an inspection for termites before a sale is finalized. You will also want to talk to your agent about conducting a whole house inspection – or redo inspection - before closing. Mortgage lenders also require an appraisal to justify the price of your new home. The purchase agreement may be renegotiated if the appraisal doesn’t match the purchase price.
Your mortgage packet undergoes a review process to insure that all documents are in order. Once it is approved, then you can set a date and time to sign papers and make everything official. Get ready to move into your new home!CONTACT FORM
It’s a back-to-basics economy, but that doesn’t mean you should let your house be anything less than a pleasure to come home to. a welcoming exterior can put a spring in your step each time you climb the stoop. adding the right elements can increase your daily comfort, too. Fixing up a front porch to lounge on during the hot summer months or swapping a failing roof for something new that’s also maintenance-free makes your space more enjoyable—and shortens your to-do list.
Quality upgrades continue to add value. home prices may have dropped, but the return on remodeling investments remains strong, according to the National association of realtors. Not surprisingly, exterior improvements still lead the pack in terms of biggest bang for the buck, with siding and windows paying you back over 75 percent of their cost upon resale
But it isn’t only major projects that make a difference. Whether it’s investing in a good faux version of a real, and really expensive, material like wrought iron or switching in new hardware to freshen your front, the following pages are packed with small ways to spruce up your exterior on any budget. after all, there’s never a wrong time to make your home more of a haven.
There are a number of important questions to consider when searching for a new home.
• What city are you planning to live in? What makes your ideal neighborhood? Do you prefer a downtown location or suburban home?
• What is your approximate price range?
• Do you require a certain amount of square footage? How many bedrooms and baths?
• What type of floor plan are you interested in? Do you want a fireplace, walk-in closets or any other interior feature?
• Are you needing a garage or detached storage building? Would you prefer a porch/deck/patio?
Need help prioritizing your needs or determining what is realistic within your budget? Talk to one of our experienced agents today.
Whether you’re moving across the country or to the other side of town, there are several important factors to consider when relocating.
With more favorable weather and the kids out of school, summer may seem like the best time to move. Keep in mind, however, that this is the peak season for moving companies, so renting a truck or employing the services of a van line is likely to cost you more in the summertime. Regardless of when you decide to relocate, try to gather estimates from movers as early as possible. Save money on packing materials by collecting old boxes and newspapers. Box up seldom used items early. This will alleviate some of the stress of last-minute packing
These are just some basic tips for a successful move. Contact one of our knowledgeable relocation specialist today for additional information and resources.